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Phoenix Community Bank

How to Reach Us

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Phoenix Branch
14850 N. Scottsdale Road
Scottsdale, AZ, 85254
(Scottsdale Rd and Greenway)
Map and Directions

Peoria Branch
14155 N. 83rd Avenue
Suite 117, Peoria, AZ 85381
(83rd Ave and Thunderbird)
Map and Directions

Lost or Stolen Debit Card

Lost or Stolen Credit Card

 SBA Lender


Better Business Burea Accredited Business


Local First Arizona

Equal Housing Lender

We Do Business in Accordance With Federal Fair Lending Laws

Under the federal fair housing act, it is illegal on the basis of race, color, national origin, religion, sex, handicap, or familial status (having children under the age of 18), to:

  • Deny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling, or deny any loan secured by a dwelling; or
  • Discriminate in fixing the amount, interest rate, duration, application procedure or other terms or conditions of such a loan, or in appraising property.

If you believe you have been discriminated against, you should send a complaint to
Assistant Secretary for Fair Housing and Equal Opportunity
Department of Housing & Urban Development
Washington, DC 20410

For processing under the Federal Fair Housing Act and to:
Comptroller of the Currency
1301 McKinney Street, Suite 3450 
Houston, TX 77010-9050

For processing under the Comptroller of the Currency Regulations

Under the equal credit opportunity act, it is illegal to discriminate in any credit transaction:

  • On the basis of race, color, national origin, religion, sex, marital status, or age
  • Because income is from public assistance, or
  • Because a right was exercised under the Consumer Credit Protection Act

If you believe you have been discriminated against, you should send a complaint to:
Comptroller of the Currency
1301 McKinney Street, Suite 3450
Houston, TX 77010-9050

Funds Availability Policy

Funds Availablity Policy

Notice: In accordance with Federal Regulation CC we need to inform you of our policy regarding your rights to draw funds against deposits you have made to any transaction account at our institution. Our Funds Availability Policy is outlined below:

You Should Know That:
Our general policy is to allow you to withdraw funds deposited in your account on the next business day after the day we receive your deposit. Funds from electronic direct deposit will be available on the day we receive the deposit. In some cases, we may delay your ability to withdraw funds beyond the next business day. Then, the funds will generally be available by the second business day after the day of deposit.

Home Mortgage Disclosures

Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending are available for review.  The data show geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquire at this office regarding the locations where HMDA data may be inspected.  To receive a copy of these data send a written request to:

Compliance Officer                                                                                                                                                                              BANK'34                                                                                                                                                                                                  500 East Tenth Street                                                                                                                                                                     Alamogordo, New Mexico 88310


Community Reinvestment Act

Community Reinvestment Act Notice

Under the Federal Reinvestment Act (CRA) the Comptroller of the Currency evaluates our record of helping to meet the credit needs of this community consistent with safe and sound operations.  The FDIC also takes this record into account when deciding on certain applications submitted by us.

You are entitled to certain information about our operations and our performance under the CRA including, for example, information about our branches, such as their location and services provided at them; the public section of our most recent CRA Performance Evaluation, prepared by the Comptroller; and comments received from the public relating to our performance in helping to meet community credit needs, as well as our responses to those comments.  You may review this information today.

At least 30 days before the beginning of each quarter, the Comptroller publishes a nationwide list of the banks that are scheduled for CRA examination in that quarter.  This list is available from the Deputy Comptroller, 1225 17th St. Suite 300, Denver, CO 80202.  You may send written comments about our performance in helping to meet community credit needs to:

President, BANK'34 
500 E. 10th Street
Alamogordo, NM 88310
and to:
Deputy Comptroller
1225 17th St. Suite 300
Denver, CO 80202

Your letter, together with any response by us, will be considered by the Comptroller in evaluating our CRA performance and may be made public.

You may ask to look at any comments received by the Comptroller.  You may also request from the Comptroller an announcement of our applications covered by the CRA filed with Comptroller of the Currency. 


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Equal Housing LenderEqual Housing Lender

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