• Balance Reporting
• Detail Transaction Reporting
• Balance Alerts
• On-screen Check Images
• Account-to-Account Transfers
• Online Services (research requests & secure e-mail)
• Stop Payments
• ACH Origination
• Wire Transfers

Merchant Services

Bank 1440 has partnered with CapitalQ to provide our merchants with competitive pricing and outstanding service.  CapitalQ is a registered MSP/ISO for Elavon, Inc. of Atlanta, GA and has been providing merchant services with personal service since 1992

Credit, Debit & Fleet Card
Visa®, MasterCard®, American Express®, Discover®, JCB®, Diners®, UnionPay, Voyager and Wright Express.

Pin Debit & EBT
Pin Debit saves you money over credit cards. EBT lets your customers access their government benefits.

Electronic Check Service
Convert your paper checks into electronic transactions at the point of purchase. Electronic gift cards increase revenue, attract new customers and provide constant name recognition in the consumer’s wallet.

Dynamic Currency Exchange
Convert International Visa®, /MasterCard® transactions at the point of sale to the cardholder’s home currency and receive a rebate on the currency conversion.

Recurring Billing
Charge your customers automatically for installment payments or monthly subscriptions.

Business to Business
Many large enterprises require enhanced data to be sent with the settlement record. We provide Level II and III processing.

eCommerce
We provide consulting on Web business solutions and access payment gateways for Secure Internet Transactions. Electronic Bill Payments present invoice data through a hosted Web portal, e-mail or IVR to your customers along with payment acceptance.

Reporting
Monitor your account around the clock from any Web browser with MerchantConnect and ScoreBoard.

There have been significant changes in Visa® and MasterCard® regulations which affect what your business is paying in rates, surcharges and other fees.

Are you paying too much?

REDUCE YOUR COSTS and INCREASE & IMPROVE CASH FLOW.

• Gift Cards – a powerful promotion tool that offers significant return on investment.
• Electronic Check Imaging – improves cash flow by depositing funds every day.
• ATMs – provides an in-store cash option.
• Let us provide you a FREE ANALYSIS of your current Merchant Services program. We promise you...
• Complete understanding of your charges
• A review of the latest technology and options

Call us at 800-887-6227 to request a free analysis today.

The data submitted on the form below is not processed by the Bank 1440 website. It is processed by CapitalQ Payment Solutions.