Bank 1440 respects the privacy of your personal financial information.  This Policy explains what the Bank does to keep information about you private and secure, and to keep information you have shared with us confidential, whether you are a current customer or a former customer.

The Information About You We Collect
We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms such as loan applications and signature cards;
• Information about your transactions with us or other parties such as account balances, payment history and account usage;
• Information we receive from a consumer reporting agency such credit scores and payment history;
• Information from outside sources regarding, for example, employment history, credit card balances, property insurance coverage and other items that help us determine whether you are eligible for products you request.
• Information from public records and similar sources, not used for the purpose of determining your eligibility for a product or service, such as deed records.
• Information necessary to obtain and verify your identification, as required by the USA PATRIOT Act.
• Information we receive from you on applications or other forms.
• Information about your transactions with us, our affiliates, or others.
• Information we receive from a consumer reporting agency.

Nonpublic Personal Information We Disclose
We do not disclose nor do we reserve the right to disclose, any nonpublic personal information about our customers or former customers to anyone, except to other nonaffiliated third parties as permitted by law.

Security and Confidentiality of Information About You
Bank 1440 restricts access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.  We maintain physical, electronic, and procedural safeguards that comply with federal and state standards to guard your nonpublic personal information.

In addition, we require companies working for us to protect the information and to use it only to provide the services we ask them to perform for us.  These companies not affiliated with us, include for example, payment processing companies, check printing companies, and data processing companies.

Accuracy of Information About You
Bank 1440 strives to ensure that the information about you we collect remains complete, accurate, and current.  Should you find that your nonpublic personal information, such as that listed on your account statements, is incomplete, inaccurate, or out of date, please let us know right away using the contact information on the document containing the questionable data.  We will promptly update or correct any erroneous information.

How to Contact Us
Bank 1440 welcomes comments and questions about its services.  To contact us by mail, please write to us at 7010 E. Chauncey Lane, Suite 120, Phoenix, AZ 85054.  To contact us by email, please go to our website located at www.Bank1440.com and follow the email instructions.  Or, you may telephone us at (623) 463-1440.