Bank 1440 - Miscellaneous Fee Schedule

Miscellaneous
Type	Fee
American Express Gift Cards	$5.00
American Express Gift Cheques	$2.50
American Express Travelers Cheques for One	1% of Face Value
American Express Travelers Cheques for Two	2% of Face Value
Cash Advance	$10.00
Official Checks	$5.00
Returned Mail Fee	$4.00

Banking Services
Type	Fee
Account Reconciliation	$35/Hour
Check Copy	$2.00
Closing Fee (within 90 days of opening if no remaining relationship)	$20.00
Continuous Overdraft Fee (effective on the third day an account is overdrawn)	$5.00
Counter Checks	$0.50 each
Debit Card Replacement	$10.00
Debit Card Replacement (Rush Order)	$30.00
Dormant Account Fee	$5.00/Month
Non Sufficient Funds	$30.00
Overdraft Transfer Fee	$10.00
Research Fee	$35.00/Hour
Returned Deposited Item Fee	$5.00
Stop Payment Fee (Checks and ACH Debits)	$30.00
Statement Copies	$5.00
Courier Charge - Regular Delivery	$15.00
Courier Charge - Rush Delivery	$25.00

Collections
Type	Fee
Collection Foreign Items	$50.00 Plus Registered Mail Fee
Collection Item - Domestic Outbound	$20.00 Plus Registered Mail Fee

Legal
Type	Fee
Garnishment/Levy	$75.00
Notary Fee	$2.00 Per Signature

Wires
Type	Fee
Incoming Wire Transfer	$20.00/Wire
Outgoing Wire Transfer	$30.00/Wire
Foreign Wire Transfer	$40.00

On-line Bill Pay Ancillary Fees

Type Fee

Return Check due Subscriber Error $30.00

Check Copy Mailed or Faxed to Subscriber or Bank $2.00

Check Copy Mailed to Merchant $5.00

Stop Payment $30.00

Return ACH Items due to Subscriber Error or Bank Error $30.00

Overnight Carrier Delivery Charge per Item $15.00

Special/Custom Report Charge $25.00

Research Fee for Items Over 8 Months Old $35.00

Fees effective as of April 7, 2009