Personal » Checking Accounts  

Phoenix Community Bank

How to Reach Us

By Phone
623.463.1440

By Fax
623.930.1440

By E-Mail
info@Bank1440.com

Main Office
7010 E. Chauncey Lane
Suite 120
(Scottsdale Rd and 101)
Map and Directions

Peoria Branch
14155 N. 83rd Avenue
Suite 117
(83rd Ave and Thunderbird)
Map and Directions

Lost or Stolen Debit Card
800-535-8440

Lost or Stolen Credit Card
800-854-7642

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Local First Arizona

    
Personal Checking Accounts

Personal Checking
Great for everyday checking

  • Free Online Banking & Bill Pay
  • Free first order of checks
  • No monthly service fee with a minimum average daily balance of $100, otherwise $10
  • Minimum opening deposit of $100

Personal Interest Checking
Earn interest on higher balances

  • Free Online Banking & Bill Pay
  • Free first order of checks
  • No monthly service fee with a minimum average daily balance of $500, otherwise $15
  • Earn tiered interest with minimum daily balance of $500
  • Minimum opening deposit of $100
  • See current rates

Senior Interest Checking
Additional benefits for those who are 55+

  • Free Online Banking and Bill Pay
  • Free first order of checks
  • No monthly service fee
  • Earn tiered interest with a minimum daily balance of $100
  • Minimum opening deposit of $100
  • See current rates
Optimum Checking
 
When the qualifications are met, the interest rate on your account and corresponding Annual Percentage Yield (APY) is described below:

Balance Tier Interest Rate Annual Percentage Yield (APY)

              0 - $25,000.00     1.24% Rate, 1.25% APY 

 $25,000.01 and Above      .30% Rate, 1.25% to .30% APY

When qualifications are not met: 

All Balances:  0.10%          Base rate 0.10% APY 

 

*Annual Percentage Yield accurate as of September 11, 2012. Rates are subject to change without notice.

Optimum Rate Qualifications Each Cycle:

  1. Enroll and receive electronic statements
  2. Have at least one automatic payment or direct deposit post and clear per qualification cycle
  3. Have at least 10 debit card transactions with your  Visa® Debit Card (not ATM) post and clear per qualification cycle
  • Minimum to open account is $100
  • No mimimum balance requirement thereafter
  • Free On-line Banking
  • Free Visa® Debit Card
  • Free ATM access at Instant Cash® ATMs nationwide, including most Wells Fargo® branch ATMs (other than California)
  • ATM Fee Refunds Nationwide when qualifications are met
  • Fees may reduce earnings
  • Qualifying transactions must post and clear the account during the monthly qualification cycle. (Transactions may take one or more business days from the transaction date to post to an account.)
  • Intra-bank transfers do not count as qualifying ACH transactions.
  • Available for Personal Accounts Only
 

 

    


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