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By Phone
623.463.1440
By Fax
623.930.1440
By E-Mail
info@Bank1440.com
Main Office
7010 E. Chauncey Lane
Suite 120
(Scottsdale Rd and 101)
Map and Directions
Peoria Branch
14155 N. 83rd Avenue
Suite 117
(83rd Ave and Thunderbird)
Map and Directions
Lost or Stolen Debit Card
800-535-8440
Lost or Stolen Credit Card
800-854-7642
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| Current Rates - Certificates of Deposit
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Certificates of Deposit
Enjoy a higher fixed interest rate on committed funds
- Various terms are available
- Penalty for early withdrawal
- Minimum opening deposit of $1,000
- Minimum daily balance of $1,000 to maintain APY
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7-30 Day Certificate of Deposit
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| Daily Balances of |
Interest Rate |
APY* |
| $1,000.00 and up |
0.10% |
0.10% |
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3 Month Certificate of Deposit
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| Daily Balances of |
Interest Rate |
APY* |
| $1,000.00 and up |
0.15% |
0.15% |
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6 Month Certificate of Deposit
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| Daily Balances of |
Interest Rate |
APY* |
| $1,000.00 and up |
0.45% |
0.45% |
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12 Month Certificate of Deposit
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| Daily Balances of |
Interest Rate |
APY* |
| $1,000.00 and up |
.75% |
.75% |
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18 Month Certificate of Deposit
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| Daily Balances of |
Interest Rate |
APY* |
| $1,000.00 and up |
.85% |
.85% |
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24 Month Certificate of Deposit
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| Daily Balances of |
Interest Rate |
APY* |
| $1,000.00 and up |
1.00% |
1.00% |
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36 Month Certificate of Deposit
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| Daily Balances of |
Interest Rate |
APY* |
| $1,000.00 and up |
1.24% |
1.25% |
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| Current Rates -Checking and Savings
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| Optimum Checking - Qualified
This account requires an opening balance of $100. The interest rate and annual percentage yield may change after opening. Must meet qualifications.
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| Daily Balances of |
Interest Rate |
APY* |
| Portion of Your Daily Balance |
| Up to $25,000.00 |
1.24% |
1.25% |
| $25,000.01 and up |
0.30% |
1.25% to 0.30% |
| Optimum Checking - Unqualified
This account requires an opening balance of $100. The interest rate and annual percentage yield may change after opening.
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| Daily Balances of |
Interest Rate |
APY* |
| $0.01 and up |
0.10% |
0.10% |
| Senior Interest Checking
This account requires an opening balance of $100. You must maintain a minimum balance of $100 to obtain the annual percentage yield. The interest rate and annual percentage yield may change after opening.
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| Daily Balances of |
Interest Rate |
APY* |
| $100.00-4,999.99 |
0.15% |
0.15% |
| $5,000.00-24,999.99 |
0.20% |
0.20% |
| $25,000.00-99,999.99 |
0.25% |
0.25% |
| $100,000.00 and up |
0.30% |
0.30% |
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Personal Interest Checking
This account requires an opening balance of $100. You must maintain a minimum balance of $500 to obtain the annual percentage yield. The interest rate and annual percentage yield may change after opening.
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| Daily Balances of |
Interest Rate |
APY* |
| $500.00-4,999.99 |
0.15% |
0.15% |
| $5,000.00-24,999.99 |
0.20% |
0.20% |
| $25,000.00-99,999.99 |
0.25% |
0.25% |
| $100,000.00 and up |
0.30% |
0.30% |
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Personal Savings
This account requires an opening balance of $100. The interest rate and annual percentage yield may change after opening.
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| Daily Balances of |
Interest Rate |
APY* |
| Any Balance |
0.20% |
0.20% |
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Personal Money Market
This account requires an opening balance of $1,000. You must maintain a minimum balance of $1,000 to obtain the annual percentage yield. The interest rate and annual percentage yield may change after opening.
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| Daily Balances of |
Interest Rate |
APY* |
| $1,000.00-4,999.99 |
0.10% |
0.10% |
| $5,000.00-24,999.99 |
0.30% |
0.30% |
| $25,000.00-99,999.99 |
0.30% |
0.30% |
| $100,000.00-249,999.99 |
0.50% |
0.50% |
| $250,000.00-499,999.99 |
0.50% |
0.50% |
| $500,000.00 and up |
0.50% |
0.50% |
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Business Interest Checking
This account requires an opening balance of $1,000. You must maintain a minimum balance of $1,000 to obtain the annual percentage yield. The interest rate and annual percentage yield may change after opening.
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| Daily Balances of |
Interest Rate |
APY* |
| $1,000.00-4,999.99 |
0.15% |
0.15% |
| $5,000.00-24,999.99 |
0.20% |
0.20% |
| $25,000.00-99,999.99 |
0.25% |
0.25% |
| $100,000.00 and up |
0.30% |
0.30% |
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501-C3 Non-Profit Checking
This account requires an opening balance of $1,000. You must maintain a minimum balance of $1,000 to obtain the annual percentage yield. The interest rate and annual percentage yield may change after opening.
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| Daily Balances of |
Interest Rate |
APY* |
| $1,000.00 and up |
1.24% |
1.25% |
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Basic Non-Profit Checking
This account requires an opening balance of $100. You must maintain a minimum balance of $100 to obtain the annual percentage yield. The interest rate and annual percentage yield may change after opening.
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| Daily Balances of |
Interest Rate |
APY* |
| $100.00-4,999.99 |
0.25% |
0.25% |
| $5,000.00-24,999.99 |
0.30% |
0.30% |
| $25,000.00-99,999.99 |
0.35% |
0.35% |
| $100,000.00 and up |
0.40% |
0.40% |
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Business Savings
This account requires an opening balance of $100. You must maintain a minimum balance of $100 to obtain the annual percentage yield. The interest rate and annual percentage yield may change after opening.
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| Daily Balances of |
Interest Rate |
APY* |
| $100 and up |
0.20% |
0.20% |
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Business Money Market
This account requires an opening balance of $1,000. You must maintain a minimum balance of $1,000 to obtain the annual percentage yield. The interest rate and annual percentage yield may change after opening.
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| Daily Balances of |
Interest Rate |
APY* |
| $1,000.00-4,999.99 |
0.10% |
0.10% |
| $5,000.00-24,999.99 |
0.30% |
0.30% |
| $25,000.00-99,999.99 |
0.30% |
0.30% |
| $100,000.00-249,999.99 |
0.50% |
0.50% |
| $250,000.00-499,999.99 |
0.50% |
0.50% |
| $500,000.00 and up |
0.50% |
0.50% |
APY is Annual Percentage Yield. In determining the APY, if the term of the account is a range of days, the lowest number in the range is used for the calculation.
Daily Balance is the amount of principal in the account each day.
Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 09-11-2012.
For current rate information call 623.463.1440
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